How an estimated APY is actually calculated

Every rate VEYRA shows is an estimate, projected on a simple pro-rata basis with no compounding. There is one formula: daily reward = amount × (estimated rate ÷ 100) ÷ 365.

A worked example. 10,000 USDT at an estimated 7.20% accrues about 1.9726 USDT per day, roughly 59.18 USDT over 30 days and 720 USDT over a full year. You can check any product against the calculator and the numbers should match exactly — if they do not, that is our bug.

Why no compounding? Compounding inflates the headline number, while what you actually receive depends on whether you re-subscribe your rewards. We would rather show a conservative figure you can verify yourself.

Accrual begins the day after a subscription is confirmed. Flexible and staking products accrue daily; fixed terms settle at maturity. Redeeming a fixed term early returns your principal but forfeits the rewards accrued for that term.

The last point matters most: an estimated rate is an estimate, not a promise. Rates move with market and network conditions, and a flexible product's rate can be reduced while you hold it. Actual rewards may be higher or lower than the figure shown.